Choosing Better Insurance Coverage

Few things are more important than having the right insurance coverage. About ten years ago, I was involved in a near-fatal crash where I experienced traumatic physical and emotional injuries. It was really challenging for me to endure the hospital stay and subsequent physical rehabilitation, but with the help of my medical team and my insurance company, I was able to overcome the challenge and completely recover. This blog is all about the importance of choosing the right insurance plan so that you can get on with your life and enjoy those precious years with your family and your friends.

Is Your Car Insurance About To Lapse? Why You Need New Coverage Right Away

Insurance Blog

If your car insurance is about to lapse, don't wait too long to shop for a new policy. You might think it's safe to let your insurance coverage lapse, but that's not the case. Being without car insurance for even a few days can cause serious problems for you. If you're not sure you need to worry about your insurance policy, read the list below. Here are four ways getting new car insurance can help you avoid problems. 

Save Time and Money 

If you're looking for ways to save money on your insurance, start by maintaining coverage. One of the problems with letting your insurance lapse is that you'll pay more down the road. Not only that, you'll have a harder time finding new insurance coverage. Insurance companies check for insurance lapses before they quote a price for coverage. You can save time and money by avoiding lapses in your car insurance coverage. 

Protect Other Drivers

If you're driving around without car insurance, you're putting other drivers at risk. That's especially true if you're at fault for an accident. If you cause an accident while you're uninsured, the other driver will need to rely on their own insurance. If they don't have uninsured insurance on their policy, they might not have the protection they need. Not only that, but uninsured motorists cause insurance rates to go up. Insurance companies compensate for the money they pay out for uninsured accidents. Protect other drivers. Buy a new policy before your old car insurance policy lapses. 

Reduce Your Anxiety

If you're about to be without car insurance, it's time to think about your anxiety levels. Driving without car insurance can be stressful. You need to worry about getting in an accident without insurance. But, you also need to worry about getting pulled over. If you're caught driving without insurance, your car could get impounded. You could also be required to get SR22 insurance. Unfortunately, SR22 insurance is expensive. Don't put yourself through the stress and anxiety. Get new car insurance right away. 

Avoid Property Loss

If you don't have cash to replace your car, now's the time to get new car insurance. If you don't have insurance, you could lose your property in a car accident. That's especially true if the other driver doesn't have car insurance either. If that happens, you'll need to pay cash for the repairs to your car. If you're injured in a car accident, you won't have coverage for your medical bills either. Protect your property and your health. Don't let your car insurance lapse.


27 June 2023