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Auto Insurance Factors To Consider If You Drive A High-End Vehicle

Insurance Blog

Auto insurance companies often offer wealthy customers who drive expensive, high-end vehicles policies that provide more benefits than those usually included in standard auto insurance policies. It comes down to the more you pay for auto insurance, the better coverage you get. If you are well off financially and drive a vehicle such as a Porsche, Ferrari, Aston Martin, or Bentley, it's good to know what paying more for your auto insurance will get you.

24 August 2016

Keeping Rates Low With A Family Driver's Insurance Plan

Insurance Blog

Families have the option of adding additional drivers and vehicles to their auto insurance plan to make sure that everyone in the family is fully covered. These family auto insurance plans can help to protect your younger drivers and give you peace of mind, but they can also be much more expensive. Here are some tips on how to get affordable family insurance rates.  Make Sure Coverage for Everyone is Necessary

30 July 2016

When Does It Make Sense To Add A Rider If It Raises Your Premium?

Insurance Blog

If you've been seeking ways to cut your car insurance premiums or find new insurance with low premiums, you need to decide now what sort of protection you really need. It's tempting to go with just the legal minimums, but that could bring you more financial pain should something happen to you while you're on the road. Deciding whether to add riders to your auto insurance involves balancing current and future financial needs, as well as your current living and driving situation.

20 July 2016

Check If Your Homeowners Insurance Covers These Essential Things

Insurance Blog

Standard homeowners' insurance protects your house's structure and contents, as well as some of your liabilities for other people's damages. However, don't assume that you are fully protected if standard coverage is all you have. If you analyze your policy carefully, you are likely to find that these three things aren't fully covered: Identity Theft Millions of Americans have their identities stolen every year. Having your identity stolen can be costly.

15 July 2016

Looking At Insurance Discounts You May Not Realize Are Available

Insurance Blog

Most drivers know their auto insurance premiums are cheaper if they have a good driving record or if they are married and drive a small, economical car. However, you might qualify for some discounts that many drivers are unaware of. Check out some of the lesser-known discounts you might qualify for. Get Rewarded For Being Part Of A Select Group Some auto insurance companies will reward you with a discount if you belong to certain groups that require you take an intelligence test for being a member.

14 July 2016

Don't Ignore Insurance When Giving, Loaning Or Selling Your Car To Your Child

Insurance Blog

Before you buy a car for your kid or lend them one of your vehicles, you need to understand the insurance issues involved. In many households, it is the parents who own cars first and hence they are the ones with insurance. However, this should change when a car passes to a child, via any method, to avoid issues with your insurer. Consider these three scenarios, and how they can create problems for your family if you don't sort out the insurance issues:

14 July 2016

Do Your Employees Travel Internationally? Know How To Mitigate The Risks From The Zika Virus

Insurance Blog

If you have employees who travel internationally, there's a new health concern that you need to address: the Zika virus. Its potential affect on your employees and your business needs to be addressed. This is what you need to know about the Zika virus and what you can do to protect endangered employees as much as you can. What is the Zika virus? Zika virus is primarily spread through the bite of infected mosquitos, although it can be sexually transmitted as well.

14 July 2016

4 Simple Ways To Lower Auto Insurance

Insurance Blog

One of expenses you will need to pay each month or annually is auto insurance if you have a vehicle. This will protect you in the event of an accident and may reduce the chances of any financial losses. However, auto insurance can be costly and you will want to find effective ways to keep your expenses down. By knowing simple ways you can work to reduce your auto insurance premiums, this can be helpful for you.

14 July 2016

How To Determine Whether To Go Through Insurance For A Minor Accident

Insurance Blog

When you're in a minor accident, it's common to question whether it's a must to include your auto insurance company in the settlement process. Before making your decision on whether or not to get your insurance company involved, consider the three questions below. Did the Accident Involve Another Vehicle? If this was a one-car accident, you may have some more wiggle room when it comes to deciding whether or not to file a claim with your insurance company.

13 July 2016

2 Tips For Lowering Your Auto Insurance Rates

Insurance Blog

Auto insurance is one of the most important investments that you can make, but that doesn't mean that you should not be looking for a way to lower the cost of that investment. Listed below are two tips for lowering your auto insurance rates. Consider A Low-Mileage Policy One of the easiest ways to drop your auto insurance rates is to speak to an insurance agent about a low-mileage plan if your annual mileage is lower than average.

13 July 2016