Few things are more important than having the right insurance coverage. About ten years ago, I was involved in a near-fatal crash where I experienced traumatic physical and emotional injuries. It was really challenging for me to endure the hospital stay and subsequent physical rehabilitation, but with the help of my medical team and my insurance company, I was able to overcome the challenge and completely recover. This blog is all about the importance of choosing the right insurance plan so that you can get on with your life and enjoy those precious years with your family and your friends.
If you are on the look out for an insurance policy to cover your home and all of your belongings within it, you will want to make sure that you are getting the best price possible. To help yourself do that, you will want to read through the following tips.
Compare Quotes From Several Insurance Companies
Even though this might take a little bit of time, you will want to make sure that you are receiving a quote from as many insurance companies as you can. Just make sure that when you are calling for a quote, that you are requesting a quote for the same exact coverage as you were quoted by another company. This way, you are comparing the same policy and you will not accidentally think that you are getting a great deal on coverage when all you are really getting is a plan that hardly covers anything.
Fix Up The Exterior Of Your Home Before Applying
Most insurance companies will want to send someone past your house to give it a quick look before offering you a final price quote for your homeowners insurance policy. If you have siding that is falling off or is already missing in some spots, or a roof that no longer has proper flashing around the vents and chimney or it has missing shingles, there is a chance that you may be offered higher insurance rates. This is because your home will be considered a risk for future damage, which may result in you wanting to file an insurance claim with them. For example, rain water will be able to access wood that should have been covered and mold can begin to grow and spread. Therefore, you will want to take the time and money to fix up the exterior of your home so it will meet the satisfaction of the insurance companies.
Ask About Getting A Discount For Having Multiple Insurance Policies With Them
There are some insurance companies that offer a wide variety of insurance products. Even if your current life or auto insurance is with a different company, you can switch it over so you have all of your insurance policies with one company. One of the best reasons to do that is because some companies are willing to provide their customers with a discount for doing all of their insurance business with them.
With that knowledge in hand, all you have to do now is start calling around to the various insurance companies in your area (such as Rob Jackson Insurance).
Share6 July 2016
