If you are a new driver, you might not have ever had to worry about auto insurance before. Most states do require that you have auto insurance, so it is important that you get it as soon as possible. Ideally, you would have insurance before you even drive your car, as an accident could occur at any time. Here are some things to know about auto insurance before you start shopping around for the right policy.
20 January 2017
Are you a young and vibrant single adult? You may have thought about life insurance and wondered why it is a good idea to have more than a small policy on yourself at this stage in your life. Many young people feel as though there may come a time when they need life insurance, but they may presently view the investment as an unnecessary bill due to their current state of vitality.
13 October 2016
The more you are on the road, the more you are likely to experience a mishap (whether it is due to another person's fault or yours). It follows, therefore, that those who only drive occasionally don't pose as much risk to insurers as those who drive all the time. Therefore, occasional drivers shouldn't have to pay as much for auto insurance as regular drivers. Here are three ways to reduce your insurance rates as an occasional driver:
28 September 2016
Riding a motorcycle can be a thrilling experience for anyone. However, it is an undeniable fact that motorcycles are often far more dangerous than cars. As a result, it is critical to understand the steps you should be taking to ensure you are getting the most out of your motorcycle insurance policy. To help you with this task, you may want to use the following few tips when shopping for your next motorcycle insurance policy.
8 September 2016
Auto insurance companies often offer wealthy customers who drive expensive, high-end vehicles policies that provide more benefits than those usually included in standard auto insurance policies. It comes down to the more you pay for auto insurance, the better coverage you get. If you are well off financially and drive a vehicle such as a Porsche, Ferrari, Aston Martin, or Bentley, it's good to know what paying more for your auto insurance will get you.
24 August 2016
Families have the option of adding additional drivers and vehicles to their auto insurance plan to make sure that everyone in the family is fully covered. These family auto insurance plans can help to protect your younger drivers and give you peace of mind, but they can also be much more expensive. Here are some tips on how to get affordable family insurance rates. Make Sure Coverage for Everyone is Necessary
30 July 2016
If you've been seeking ways to cut your car insurance premiums or find new insurance with low premiums, you need to decide now what sort of protection you really need. It's tempting to go with just the legal minimums, but that could bring you more financial pain should something happen to you while you're on the road. Deciding whether to add riders to your auto insurance involves balancing current and future financial needs, as well as your current living and driving situation.
20 July 2016
Standard homeowners' insurance protects your house's structure and contents, as well as some of your liabilities for other people's damages. However, don't assume that you are fully protected if standard coverage is all you have. If you analyze your policy carefully, you are likely to find that these three things aren't fully covered: Identity Theft Millions of Americans have their identities stolen every year. Having your identity stolen can be costly.
15 July 2016
Most drivers know their auto insurance premiums are cheaper if they have a good driving record or if they are married and drive a small, economical car. However, you might qualify for some discounts that many drivers are unaware of. Check out some of the lesser-known discounts you might qualify for. Get Rewarded For Being Part Of A Select Group Some auto insurance companies will reward you with a discount if you belong to certain groups that require you take an intelligence test for being a member.
14 July 2016
Before you buy a car for your kid or lend them one of your vehicles, you need to understand the insurance issues involved. In many households, it is the parents who own cars first and hence they are the ones with insurance. However, this should change when a car passes to a child, via any method, to avoid issues with your insurer. Consider these three scenarios, and how they can create problems for your family if you don't sort out the insurance issues:
14 July 2016