Understanding the ins and outs of auto insurance can be challenging enough without adding in the wrong information. Some auto owners miss out on savings by not fully understanding their auto insurance policy and the provider. To help you get the most benefit possible from your insurance provider, it is important to know the truths behind some of the misconceptions about coverage. New Cars Automatically Receive a Higher Premium Although it is true that having a newer car can sometimes result in a higher premium than if you have an older car, there are some exceptions that could result in savings for you.
8 July 2016
One of the effects of having a DUI conviction is that you'll see your car insurance premiums increase because of it. You are considered a more at risk driver, so an insurance company needs a bigger premium to offset the chance of an accident happening. If you need to find a way to cut back on insurance costs, know that you are not stuck with those high premiums. There are several ways to reduce your premiums so that the increase is not as bad.
8 July 2016
The National Highway Traffic Safety Administration reports that there are three times as many auto deaths at night as in the daytime. Even if you have good eyesight and feel alert, due to reduced visibility, driving in the darkness is more difficult. Therefore, it's important to take steps to reduce the risk of becoming involved in a vehicle crash at night. 1. Drive defensively. Taking extra caution at night and watching out for other drivers on the road can help you avert a vehicle accident.
7 July 2016
Although there are many situations throughout your life when you may need to change the amount of your life insurance policy, there are three times that stand out. The following is a quick explanation of these three events that may occur in your life and that you may want to get insurance quotes for. Your just had your first baby Once you have your first child, your insurance requirements will change.
7 July 2016
Do you know what counts as a flood when it comes to home insurance? When a home has water in it, your insurance company has criteria that help determine if it is considered a flood or just water damage. If you do not know the answer, you may be surprised by what your insurance company decides for you. Flood vs. Water Damage It is common for a standard home insurance policy to not cover any type of flooding but to provide coverage for water damage.
7 July 2016
There are an estimated 23.5 million people in the U.S. with autoimmune disorders—and there's a strong genetic relationship among them. That means that if you have a parent or sibling with an autoimmune disorder, you need to have a plan for your own future security, just in case you also develop an illness. These are some things that you want to consider doing while you're still healthy. Make an appointment with an attorney to discuss estate planning.
7 July 2016
If you have recently purchased a new house and moved out of an apartment or populated area into a suburb, homeowner's insurance isn't the only thing that you want to get a quote for. You should also talk with an insurance agent about your auto insurance, because there are many factors that could change your rates. How much you pay for your insurance isn't just based off your driving record and the type of car you drive, but it also depends on where you live and the type of house you live in.
7 July 2016
Protecting your home against financial losses will require you to invest in a home insurance policy. However, it can be common for new homeowners to be fairly uninformed about their insurance policy, which can make it difficult to get the most from these policies. To help you ensure you get the most from your investment in homeowners insurance policy, you can use these three tips. Update Your Policy After Each Addition Or Renovation
6 July 2016
Owning a small business can be a fun adventure, but it also carries many risks beyond just whether you'll be able to make a profit. A single catastrophic event can destroy even the most successful businesses. Learn what insurance coverages you need to protect your business as well as your own personal assets. Personal Liability Insurance When you own a small business, you are personally liable for any lawsuits against your business that can't be covered by business assets.
6 July 2016
If you've recently enrolled in Medicare health insurance, you may still be adjusting to the variety of policies -- and supplements -- available to cover just about all of your healthcare needs. However, one type of insurance missing from this array of choices is long-term care coverage. Although your Medicare policy will cover certain types of long-term hospital treatment and even hospice care, nursing home care coverage is unavailable through the federal government.
6 July 2016
