Vital Medicare Insurance Questions Answered

Insurance Blog

Medicare is a health insurance program designed to cover medical expenses for the elderly and young people with specific disabilities or illnesses. The coverage pays for medical-related expenses as you age, but the benefits may not cover every cost if you or your parent is eligible for Medicare insurance, it's crucial to understand how this plan works. Familiarizing yourself with the basics of this federal government health insurance plan will come in handy.

25 April 2022

Why A Public Adjuster Should Handle Your Insurance Claim

Insurance Blog

A public insurance adjuster advocates for and helps people negotiate and get insurance payouts. Many people have limited insurance understanding; the limited knowledge can lead to a low payout. Below are some reasons to avoid DIY claims and use a public adjuster. They Understand the Small Print Many people find insurance policies complicated. Insurance companies have industry-specific terms or jargon that many do not understand. Some people do not even read the terms and conditions, the so-called small print, before buying coverage.

10 March 2022

Commercial Insurance Agency: 3 Things That A Commercial Liability Insurance Policy Covers

Insurance Blog

Your company is liable for accidents that injure visitors when on the premises. Since some claims against you can run into millions of dollars, you must prepare financially to meet them. Getting commercial general liability insurance (CGL) is an excellent way to avoid such issues. It protects you from paying out-of-pocket compensation if someone sues you for negligence. Here are three things covered in commercial liability insurance. Property and Bodily Harm 

2 February 2022

Tips For Cutting Homeowners Insurance Costs

Insurance Blog

Homeowners insurance is a necessary expense. However, there are things you can do to make the expense a little less traumatic month after month. These are a few things homeowners can do to cut their home insurance costs without sacrificing essential insurance protection. Increase Your Deductible Your deductible is the amount you're responsible for paying for covered "events" before the insurance company kicks in and does its part. It is an agreement between you and the insurance company that the financial burden of protecting your home is one you both share.

20 December 2021

Benefits Of An Up-To-Date Commercial Truck Insurance Plan

Insurance Blog

Road accidents and collisions cost road users a lot of money in repairs and medical expenses. Moreover, serious road accidents leave many people permanently disabled or dead. Thus, drivers should be careful when driving for the sake of their safety and that of other road users. This is especially important for truck companies whose drivers spend long hours traveling to distant places. Truck drivers should be mindful of factors contributing to road accidents, such as long hours on the road occasioning fatigue, poor visibility due to harsh weather conditions, and poor road conditions to reduce accidents.

17 November 2021

5 Signs You Need To Look At Your Home Insurance Policy

Insurance Blog

Paying monthly home insurance premiums is an important part of being a homeowner. However, some people make the mistake of purchasing a policy and then never looking at it again. Your life can change over the years and your homeowners insurance policy should reflect those changes. Here are a few signs you need to look at your home insurance policy again. You Recently Remodeled Your Home Whether you have added a deck to your outdoor living space or installed new flooring and cabinets in your kitchen, a remodel can increase the value of your home.

30 September 2021

Lifestyle Changes That Should Prompt A Homeowners Insurance Policy Review

Insurance Blog

Are you a homeowner? If so, you do not need to underestimate the importance of having home insurance. Even if you go years without having to file a claim, it does not justify letting your insurance lapse. Accidents happen, and homeowners who take risks can end up financially ruined. Getting a home insurance policy and paying the premiums might seem like a routine. Even if you never let your insurance lapse, it is worth your while to periodically review your policy and update it as needed.

9 September 2021