Standard homeowners' insurance protects your house's structure and contents, as well as some of your liabilities for other people's damages. However, don't assume that you are fully protected if standard coverage is all you have. If you analyze your policy carefully, you are likely to find that these three things aren't fully covered: Identity Theft Millions of Americans have their identities stolen every year. Having your identity stolen can be costly.
15 July 2016
Most drivers know their auto insurance premiums are cheaper if they have a good driving record or if they are married and drive a small, economical car. However, you might qualify for some discounts that many drivers are unaware of. Check out some of the lesser-known discounts you might qualify for. Get Rewarded For Being Part Of A Select Group Some auto insurance companies will reward you with a discount if you belong to certain groups that require you take an intelligence test for being a member.
14 July 2016
Before you buy a car for your kid or lend them one of your vehicles, you need to understand the insurance issues involved. In many households, it is the parents who own cars first and hence they are the ones with insurance. However, this should change when a car passes to a child, via any method, to avoid issues with your insurer. Consider these three scenarios, and how they can create problems for your family if you don't sort out the insurance issues:
14 July 2016
If you have employees who travel internationally, there's a new health concern that you need to address: the Zika virus. Its potential affect on your employees and your business needs to be addressed. This is what you need to know about the Zika virus and what you can do to protect endangered employees as much as you can. What is the Zika virus? Zika virus is primarily spread through the bite of infected mosquitos, although it can be sexually transmitted as well.
14 July 2016
One of expenses you will need to pay each month or annually is auto insurance if you have a vehicle. This will protect you in the event of an accident and may reduce the chances of any financial losses. However, auto insurance can be costly and you will want to find effective ways to keep your expenses down. By knowing simple ways you can work to reduce your auto insurance premiums, this can be helpful for you.
14 July 2016
When you're in a minor accident, it's common to question whether it's a must to include your auto insurance company in the settlement process. Before making your decision on whether or not to get your insurance company involved, consider the three questions below. Did the Accident Involve Another Vehicle? If this was a one-car accident, you may have some more wiggle room when it comes to deciding whether or not to file a claim with your insurance company.
13 July 2016
Auto insurance is one of the most important investments that you can make, but that doesn't mean that you should not be looking for a way to lower the cost of that investment. Listed below are two tips for lowering your auto insurance rates. Consider A Low-Mileage Policy One of the easiest ways to drop your auto insurance rates is to speak to an insurance agent about a low-mileage plan if your annual mileage is lower than average.
13 July 2016
Being in business is sure to come with some rewards and responsibilities. The key to having a successful company will depend on you making a profit and avoiding financial mishaps. One of the ideal ways to protect your property and assets is to have the right amount of commercial insurance in place. By knowing the various types you need, this can help you financially protect yourself. Property insurance One of the main things you will want to do is insure the building of your business properly.
13 July 2016
If you have bad credit, there is a good chance that it is going to be harder for you to find reasonably priced auto insurance than for a person who has good credit. The last thing that you want to do is pay more for insurance than you do on your car payment itself each month. Here are some tips for getting auto insurance as an individual with a poor credit score.
13 July 2016
A flash flood (sudden local flood) can damage your car's electronics, engine, transmission, upholstery and many other parts. Whether or not your insurance will pay for the damage depends on multiple factors that include these three: The Coverage You Have You will get some reimbursement if your insurance includes comprehensive coverage; without the coverage, you won't get anything. Comprehensive coverage applies to damages other than those caused by collisions. Unfortunately, comprehensive coverage is elective, which means some drivers (especially those who own old cars) do not have it.
12 July 2016
