insurance

Tips For Getting Auto Insurance With Bad Credit

Insurance Blog

If you have bad credit, there is a good chance that it is going to be harder for you to find reasonably priced auto insurance than for a person who has good credit. The last thing that you want to do is pay more for insurance than you do on your car payment itself each month. Here are some tips for getting auto insurance as an individual with a poor credit score.

13 July 2016

Will Your Auto Insurer Pay If Flash Floods Damage Your Car

Insurance Blog

A flash flood (sudden local flood) can damage your car's electronics, engine, transmission, upholstery and many other parts. Whether or not your insurance will pay for the damage depends on multiple factors that include these three: The Coverage You Have You will get some reimbursement if your insurance includes comprehensive coverage; without the coverage, you won't get anything. Comprehensive coverage applies to damages other than those caused by collisions. Unfortunately, comprehensive coverage is elective, which means some drivers (especially those who own old cars) do not have it.

12 July 2016

Is Your Pet Covered By Your Car Insurance In An Accident?

Insurance Blog

Do you have a pet that rides with you in the car when doing errands, or travels with you daily to go to work with you or a pet daycare? This is pretty normal, since pets love riding in the car and adults enjoy having their company. One thing that you should be aware of is if car insurance will cover your pet if you were to get into an accident with them in the vehicle.

12 July 2016

What Damages Does Homeowner's Insurance Normally Cover?

Insurance Blog

When you own your home, it is very important to keep a homeowner's insurance policy active in case an unexpected event occurs. Without homeowner's insurance, you cannot be compensated for the losses you may suffer during a fire, theft, vandalism, windstorm, hail, lightning and liability damages. These are the different types of coverage included in homeowner's insurance should these damaging events occur. Damages To Your Dwelling  Homeowner's insurance covers the cost of repairing or rebuilding your home up to the amount of the policy you have purchased.

12 July 2016

Do You Have a Physical Disability? Why You May Pay More for Auto Insurance and How to Keep Rates Low

Insurance Blog

According to some statistics, disabled motorists pay more for car insurance coverage than those who aren't disabled. This isn't discrimination; it's just that disabled drivers have needs and face risks that are more expensive to insure. As a disabled motorist, it's good to know what these risks and needs are so you can shop for inexpensive coverage. Two main reasons for the increased premiums are modification coverage and mobility coverage.

12 July 2016

4 Tips To Consider When Buying Auto Insurance

Insurance Blog

Did you finally get your driver's license and want to move forward with buying a car? You must keep in mind that almost every state requires that you have auto insurance coverage before driving your vehicle. This article will go over a few tips that you can consider to make sure you get auto insurance coverage that is in your best interest. 1. Try to Get a Discount There are a few things that can lead to you being given a discount on your auto insurance coverage.

11 July 2016

3 Tips For Filing An Auto Accident Claim

Insurance Blog

Being involved in a car wreck can be a difficult time.  You will want to recover your financial losses as quickly as possible. The most efficient way to do so is to file an insurance claim with your provider. This will typically require you to meet with a public adjuster for the company that will evaluate your case. It's in your best interest to be as prepared as possible for this time.

11 July 2016

Foggy Conditions Lead To Risky Driving

Insurance Blog

Driving in foggy conditions can be dangerous, especially when other bad weather enters the mix, increasing the risk that you will be involved in a vehicle crash. Auto accidents on your driving record, even if you aren't directly at-fault, can raise your auto insurance rate. According to statistics compiled by the Federal Highway Administration, fog-related accidents account for more than 28,000 vehicle crashes each year. But while it can be scary to find yourself in dense fog on the roadway, don't panic.

11 July 2016

Do You Need Bicycle Insurance?

Insurance Blog

When it comes to your bicycle, you are probably pretty protective of it. True enthusiasts invest time, emotion, and money into their cycles. In fact, this sport can cost thousands of dollars a year. As a result, you need to protect your investment. One way to do so is to acquire a bicycle insurance policy. If you don't take this action, you may find yourself without your wheels if you have an issue with your bike.

8 July 2016

3 Misconceptions About Auto Insurance

Insurance Blog

Understanding the ins and outs of auto insurance can be challenging enough without adding in the wrong information. Some auto owners miss out on savings by not fully understanding their auto insurance policy and the provider. To help you get the most benefit possible from your insurance provider, it is important to know the truths behind some of the misconceptions about coverage.  New Cars Automatically Receive a Higher Premium Although it is true that having a newer car can sometimes result in a higher premium than if you have an older car, there are some exceptions that could result in savings for you.

8 July 2016